Pre-approved financing available based on your profile
Discover which bank has credit available for you today — before you apply.
Unlock your full report to reveal the exact lender names and rates matched to your profile.
One wrong loan application could make your next approval harder.
Check your loan readiness, identify potential rejection triggers and receive a personalized action plan before approaching a lender.
- Free initial assessment
- No credit check
- No SSN, SIN or TFN required
- Takes less than 4 minutes
Your Loan Readiness
Preview report
Top potential blockers
Turn on the Radar. Get low-rate loan opportunities before everyone else.
We continuously scan lenders and fintechs across your region and match them to your profile in real time. When a lower rate, special condition or limited pre-approval window opens, you're the first to know.
- Lower-than-market APR alerts
- Limited-time pre-approval windows
- Priority notifications
- Matches for your profile only
Included with your full report
Radar unlocks when you complete your assessment
Finish your free assessment — Radar comes bundled with the full report.
Preview feed
SoFi Personal Loan
No origination fee (72h) · closes in 2d
6.99% APR
up to $40,000
LightStream
Rate-beat +0.10% off · closes in 5d
7.24% APR
up to $65,000
Upstart
Soft-pull pre-qualify · closes in 12h
8.10% APR
up to $50,000
Discover Personal
Same-day funding · closes in 3d
7.99% APR
up to $35,000
Most people apply before understanding what lenders may see.
A rejection may not happen because of a single factor. LoanReady AI helps you understand how the main parts of your financial profile may work together.
Too many recent applications
High debt compared to income
Inconsistent application information
Short credit history
Unstable or difficult-to-verify income
Asking for more than the profile may support
Three steps to a clearer picture
Answer a few questions
Tell us about your income, debts, credit profile, recent applications and borrowing goal.
Get your readiness score
See your estimated readiness level and the factors that may be increasing your rejection risk.
Unlock your action plan
Receive a practical, personalized sequence of actions before submitting another loan application.
Understand your profile before a lender reviews it
Small profile changes may make a meaningful difference. Know what to address before your next application.
Start free assessmentAdapted to your country
Currency, terminology, documents and factor explanations adjust to where you live.
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Start free. Unlock the full plan when you're ready.
Free assessment
$0
- Loan Readiness Score
- Overall risk level
- Top 3 potential blockers
- One recommended action
- Partial report preview
Full Approval Readiness Plan
$39.90
$19.90
/mo
You save $20.00/month — limited spots available.
- Complete profile analysis
- Full factor breakdown
- Personalized action plan
- What-If Simulator
- Suggested application timing
- Document checklist
- Downloadable PDF report
- Dashboard access
- LoanReady Radar monitoring
No approval guarantee. Cancel anytime.
Don't apply blindly. See your potential rejection triggers first.
Applying again without understanding the problem may expose you to another rejection.
Check my loan readiness